So there must be two different ways to include photos. One produces the thumbnails with a filename that can be clicked on to open a much higher resolution image. The other just seems to insert the photo at maybe not it's highest resolution but is much bigger than a thumbnail image. But I don't see any icon in the Reply box to insert a photo. It wasn't till I "previewed" my post that a button appeared for "Attachments and other options". But it only gives the method to insert attachments by dragging and dropping or pressing an Add Files button. I don't know how to insert photos that produce the thumbnail with hidden but included high resolution image.